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Digital payments surge as QR codes reach small businesses

From corner shops to vegetable markets, scanning to pay has become ordinary.

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The volume of digital payment transactions has risen sharply nationwide, with QR-based payments now common among small businesses.

Service providers report growth in users outside urban centres, helped by wider internet access and cheaper smartphones.

Challenges

Cybersecurity, fraud awareness and network reliability in rural areas remain the main obstacles.

The regulator said it is preparing revisions to consumer protection guidelines.

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Anita Rai
Anita Rai

Technology Correspondent

Reports on startups, digital payments and internet policy.

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